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[caption id="attachment_2212" align="aligncenter" width="300"] Boogie Boarding Fun [/caption] October is my favorite time of the year.  While cooler temperatures, autumn leaves, and pumpkins are great, they don't compare with my favorite aspect of fall--tax planning!  Every year Forbes magazine comes out with its tax predictions for the upcoming year.  Well, it's here , so I can finally prepare our tax plan for 2017. As my loyal readers already know (Hi Mom, Penny, and Landon!), tax planning is an integral step to our wealth-building.  By keeping our federal income tax obligations in check, we are essentially able to set our own tax rate.  Let's face a few facts:  1.) no one likes to pay "too much" in taxes.  At the same time, 2.) no one likes to listen to people whine about how much they paid in taxes, especially when much of the taxation could have been avoided with ten minutes of tax planning.  If you are thinking you're payin...

  [caption id="attachment_2128" align="aligncenter" width="300"] Top Secret:  Lottery Tickets = Incredible Wealth![/caption] August has come and gone, and fall is right around the corner.  Our August paychecks ( 26¢! ) finally made it to our checking account, and we're a little sad.  Why?  August represents our final paychecks from our latest " crappy job ."  We still have health and dental insurance for one more month, but on October 1st we're officially on our own. We'll certainly miss saving $9,500 a month, but we'll also love the increased freedom brought on by our voluntary unemployment.  Here's the recap:  In August, we once again funneled all of our income into our 457 and 403b accounts.  In fact, from January through August of 2016 my wife and I received only $2.08 of net pay.  Where did our money go?  Directly into our retirement accounts!  As a result of our hardcore savings via front-loading, we were able to max ou...