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[caption id="attachment_1958" align="aligncenter" width="247"] Summer Fun in  2006[/caption] I have an important family issue to take care of, so I'm just going to post a net worth update.  I'll let the numbers do the talking.  The take away is that last month we added $9,450 to our 457 ($6,000) and 403b ($3,450) accounts.  As always, hardcore savings saves the day.  We will have three more months (July, August, and September) of 100% savings.  Here is our net worth as of June of 2016: [table id=61 /] [table id=76 /]

[caption id="attachment_1950" align="aligncenter" width="300"] Dan Otter, 403b Reformer  [/caption] Nota Bene:  This is a post that I wrote for Dan Otter at 403bwise.com  back in 2013.  Dan has led the charge in the area of 403b / 457 reform at the K-12 level.  His site is a must for all teachers; check out our podcast interview below.  Other 403b reformers meriting a visit are:   Scott Dauenhauer  and  Steve Schullo . How I Escaped My 403b by Quitting My Job Greetings to all 403bwise readers.  Let me start by expressing my gratitude to Dan Otter and the other 403b reformers who frequent this site.  Because of your invaluable 403b and 457 information, you guys have certainly saved me a lot of heartache and money over the years.  From reading your articles I learned how high fees and surrender charges made 403b plans a “heads-I-lose-tails-you-win" proposition for most investors.   In 2002 I jumped into the 403b reform movement when I successfully peti...

[caption id="attachment_1832" align="aligncenter" width="279"] Edwina & Ed in January of 1997   [/caption] Around 1992 I had a great plan.  First, I was going to graduate school to earn two degrees:  an M.B.A. and an M.A. in TESOL.  After that, I figured that I would go to Brazil and open up a language school.  Eventually, I would find a beautiful Brazilian wife, and we'd live happily ever after.  Then in July of 1992, I met my future wife and all those plans were instantly irrelevant. How We Met Here is the Reader's Digest version that I love to tell my students.  Don't worry, it's not true: Class :  Sr. Mills, how did you meet your wife? Me :  When I jumped out of the cake, our eyes met and it was love at first sight. Class :  Gross!  Disgusting!  That image is seared in my brain! Me :  You're welcome.  ¡De nada! The True Story *  We met at a party in Atlanta.  I was there having a good time with some old college buddies that I ...