Our 2016 Front-loading Extravaganza
[caption id="attachment_128" align="aligncenter" width="750"] Be Prepared: Front-loading Can Lead to Some Lean Checks... [/caption] Like my buddy the Mad Fientist , I'm a huge advocate of front-loading. If that's a new term for you, this post is going to show you the hidden power of your paycheck. A quick search of the term "front-loading" offers this definition: the process of "distributing or allocating (costs, effort, etc.) unevenly, with the greater proportion at the beginning of an enterprise or process." In our case, front-loading refers to our practice of diverting 100% of our paychecks into our various retirement-educational-healthcare accounts. Each year we start this process in January to make sure that we hit our savings goals...this is financial priority number one. The main accounts for these hardcore savings are the 457 and 403b accounts offered by our employer. We also save money in: IRA's, an HSA...